5 questions to ask when shopping for a mortgage

(BPT) – Buying a home is a major financial commitment. It’s exciting, but can also be confusing and overwhelming. Choosing the best mortgage that fits your needs is an important first step and first-time homebuyers, in particular, should research the many options and know the right questions to ask. Here are some questions to ask a lender that will help you make an informed mortgage decision: * How much can I afford? A home affordability calculator can help you get an idea of what you may be able to afford and keep your monthly payments within your budget. In addition to …

St. Jude Dream Home Giveaway

Thank you also to all trade partners and supporters who attended the Floor Signing event! Volunteer Coordinator Needed Interested in getting more involved with the St. Jude Dream Home Giveaway? We need someone to help recruit and coordinate volunteers for the St. Jude Dream Home Giveaway Open House weekends from May 20—June 23. With fifteen days of Open Houses and forty-five shifts, we need lots of helping hands, and someone special to help coordinate them! Please contact Courtney Hunter at Courtney.Hunter@stjude.org if you are interested. Don’t forget: you can get 2018 Nashville St. Jude Dream Home Giveaway tickets can be …

The most common causes of homeowners insurance claims

The value of homeowners insurance is often thrust into the national spotlight when natural disasters happen. The devastation and financial loss they can cause reinforces the importance of making sure you have adequate insurance coverage to rebuild if disaster strikes your home. In 2017 alone, the U.S. was struck by 16 separate billion-dollar disaster events, resulting in a record-breaking $300 billion in damage, according to the National Oceanic and Atmospheric Administration. Thankfully, most Americans don’t experience large-scale natural catastrophes, but millions of homeowners do experience some kind of property loss each year and need to make an insurance claim. The …

Don’t re-roof until you do these 5 things

With spring officially arriving, home improvement season is swinging into full gear. Fair warning to homeowners looking to hire a professional, 2018 is predicted to be a record-breaker. A recent study by the Joint Center for Housing Studies of Harvard University projects home improvement spending will approach $340 billion this year — the strongest gain for remodeling in more than a decade. Among the costliest of projects is roofing, a large expense with serious implications if put off or improperly done. When you add 2018’s remodeling demand with the much-talked-about skilled labor shortage, on top of the recovery from last year’s …

Are hidden leaks damaging your home, boosting water bills and harming the environment?

Home water leaks waste 1 trillion gallons of water per year, and 10 percent of American homes have leaks that waste 90 gallons of water a day, according to the EPA. Fixing easily detectable leaks like dripping faucets and malfunctioning toilets can reduce water bills and water waste. But what do you do about the leaks you can’t see? Hidden leaks can be dangerous. Leaking pipes within walls can cause mold. Dripping faucets behind appliances can be a fire hazard. Leaking irrigation can cause significant lawn damage. And that’s just the tip of the iceberg. In a national study of more …

House hunting? Use this handy checklist before you make the offer

House hunting can feel like an adventurous new chapter in your life. If you’re lucky enough to find the property that checks off all the “must have” boxes — appearance, size, price, location — it’s easy to fall in love. Not so fast. Before making an offer on any property, it’s smart to take a deeper look at the overall structure and its systems, just to make sure warning signs of major and costly problems are not hiding in plain sight. If the house holds more issues than your budget (and drive to renovate) can handle, it might be best …

Outdoor Kitchens

Extending your home to include a beautiful, comfortable, fully-featured outdoor living space is natural today, according to Crystal Watson of Embers Grill and Fireplace Store. “The space might include a cooking area, a bar area, a dining area, an area for kids, and a space for relaxing.” In agreement is Stansell Dye of Ferguson Bath, Kitchen & Lighting Gallery. “The outdoor kitchen is growing in popularity because it’s become an extension of the home as an outdoor living area. The style of an outdoor living area can vary, but it should be influenced by the architecture of your home and …

Downtown Home Tour

      For those who want a look at what living downtown can be like, the 15th annual Downtown Home Tour can provide a lot of answers. Sponsored by the Nashville Downtown Partnership, the event is scheduled from noon-5 p.m. on April 15. Historic and modern mingle here to deliver a neighborhood like no other. Visitors will find living spaces in historic and rehabbed buildings as well as homes in brand new projects. Attendees can visit the sites in any order and at their own pace between noon and 5 p.m. Tickets may be purchased online or on the …

Make more money in 5 Hours

Spend a day with 3 amazing speakers and learn how to make more money. Presenting “Five Remarkable Ways to Make More Money” is David Gatheridge, the branch manager at Land Home Financial Michael Katsaitis of the Astikon Group, LLC, and an award-winning designer, will speak about Residential Design, Trends, and the Basics of Architecture 101. Award-winning author, speaker, leadership coach, and sales trainer Michelle Moore of Benchmark Realty LLC will offer “11 Tips for Successfully Working with Builders, Investors, and Remodelers.” She recently created a national designation for Realtors to assist with sales training. This is a must have seminar offering …

Michelle Moore Creates National Designation for Realtors®

              When real estate agents get their license, they’re likely to quickly feel as though they have been thrown into the middle of a pool and left to sink or swim. Unfortunately, many agents get their license and are poorly trained and lack the knowledge and skill to grow their businesses and effectively represent a buyer or seller. This is an all-too-common issue and leads to discouragement, disappointment, frustration, and a high turnover rate within the industry. As Michelle Moore’s real estate business grew and she became one of the top selling agents in …